On Christian Stewardship: 5. The Cause of Financial Laziness

III. The Cause and Cure of Financial Laziness

What is the cause of the financial indolence so often observed among us?

The Flesh
This laziness proceeds out of the sinful flesh with which the Christians are still burdened. If the Christians were all spirit, they would do everything in financial matters that God requires of them; they would come running with their earthly goods, in order to place at the disposal of their Savior whatever He needed. They would be making continual inquiries as to whether the Savior could not use more of their possessions. But the flesh of the Christians is just as evil as that of the world, as Luther often reminds us. Surely, then, the works of the flesh must needs be destroyed, also the works of the miserly flesh. That, however, is difficult work and is never fully accomplished. Continue reading

On Christian Stewardship: 4. The Offense of Small Gifts

[They Are an] Offense to the Unbelieving World. 

This striving after small gifts, moreover, easily becomes an offense for the unbelieving world. As the world in general keeps close watch over the conduct of the Christians, it does so particularly with respect to the gifts of the Christians for their Church. The world rejoices when it sees a Christian fall, and telegraphs the news over the entire continent, because it sees therein a welcome excuse for its own unbelief. For the same reason, the world is uncommonly happy when it observes that the Christians have much to complain about [regarding] constant financial difficulties in their ostensibly so important work, and [that they] even take recourse to games of chance and dubious entertainments in order to raise money. The Last Day will reveal how many children of the world were offended because of the avarice of Christians in giving for the Gospel, and thereby were lost. That the world takes offense is and remains its own fault. The Lord says: “Woe to the world for temptations to sin!” He adds, however: “But woe to the one by whom the temptation comes!” (Matthew 18:7). Let us think of this in connection with our gifts for Christ’s kingdom, and, by God’s grace, conduct ourselves in this respect before the world, not unto offense, but unto edification.

[They Are an] Offense to the Pastors.
Whoever seeks after small gifts easily gives offense also to his pastor. The pastors also are human and are often tempted by fear of man. If they observe this unwillingness to give and even hear such expressions as “Oh, this everlasting begging!” they lose courage to insist upon the Word and will of God. They then make the rule crooked, and perhaps say: “Give at least of your surplus!” But where does Scripture say that the Christians should give of what they have left over? Neither the amount nor the time and place of their gifts is prescribed for the Christians. But the will of God toward them is that they give gladly and willingly, and that their giving for the kingdom of God should be a matter of primary importance. “Seek first the kingdom of God and His righteousness, and all these things”— the needs of this life—“will be added to you” (Matthew 6:33). To say “Give at least of that which you can easily spare” is contrary to the Word of God. We cannot keep from our Christians the truth that they must first of all serve the kingdom of God with their earthly possessions. Of course, this goal is never perfectly attained and never will be. The flesh will prevent perfect obedience. But whatever is lacking in this respect must be acknowledged as a lack and a sin. The Christians should humble themselves before God because of this sin, beg forgiveness for Christ’s sake, and pray God for strength to restrain more and more their godless, avaricious flesh.

We know that the Christians will never attain to perfect sanctification also in other things. But we do not for that reason remove the goal toward which they should strive. We do not tell them: “Avoid at least the coarsest outbursts of the flesh,” but instead we urge them: “Since we have these promises, beloved, let us cleanse ourselves from every defilement of body and spirit, bringing holiness to completion in the fear of God” (2 Corinthians 7:1). And so we dare not remove for the Christians the goal to make giving for the kingdom of God a matter of primary importance. Otherwise we would probably fall into [the] error of “antinomism,” 3 as Luther put it: We would be good Easter preachers, but abominable Pentecost preachers. 4 Let us cheerfully tell the Christians the full and complete divine truth in this matter. We will then have the Christians, in as far as they are Christians, wholly on our side. Walther reminds us that even the weakest Christian, after the new man, willingly and entirely desires to live for his Savior, who has purchased him with His divine blood.

[They Grieve] the Holy Spirit.
Whoever seeks after small gifts troubles the Holy Spirit, who dwells in him. Every Christian, even the weakest, is a temple of the Holy Spirit. By the faith in the forgiveness of sins purchased by Christ, the Holy Spirit enters our hearts. “Do you not know that you are God’s temple and that God’s Spirit dwells in you?” (1 Corinthians 3:16). And the Holy Spirit is active in us. He fills us with love for God and the neighbor. He moves us to offer our earthly goods willingly and richly for Christ and His kingdom. If we do not follow the inward teaching and impulse of the Holy Spirit, we grieve Him thereby, and may even drive Him out of the heart entirely. Many a person has in this way lost faith and salvation, because he shut his heart against the needs of the kingdom of God.

[They Are a] Hindrance to the Building of the Kingdom of God.
Whoever seeks after small gifts hinders the building of the kingdom of God here on earth. This is not a small matter. The Son of God became man and shed His blood on the cross in order that a kingdom of God might be built up here on earth. “Thus it is written, that the Christ should suffer and on the third day rise from the dead, and that repentance and forgiveness of sins should be proclaimed in His name to all nations, beginning from Jerusalem” (Luke 24:46–47). The world still stands for the sake of the preaching of the Gospel (Matthew 24:14 5 ). For the sake of the preaching of the Gospel, we Christians, who really ought to be in heaven, are still on this earth. It is just through us that this preaching should be done. That is the divine ordinance. For the proclamation of the Gospel, Christ wants to use our prayer, our lips, and our earthly goods as well. How dreadful if we hinder this building up of Christ’s kingdom on earth by withholding our earthly possessions!

[By Them,] God Is Prevented from Giving Earthly Goods in Rich Measure.
Whoever seeks after small gifts thereby prevents God from giving him earthly goods in rich measure. God acts according to the rule laid down very clearly in Luke 6:38 and in many other places: “Give and it shall be given unto you.” This does not seem to agree in individual cases, because the ways of God with individual men are often so involved that it is difficult to distinguish the threads. God sees what is hidden from our human eyes, namely, just why poverty or a small amount of earthly possessions are necessary to keep an individual on the narrow way to eternal life. But in many instances, even we will be able to observe that the liberal giver is richly recompensed by God. I know people who have made themselves rich by giving. They sought, in the matter of giving for the Gospel, not only after small gifts, but made use of certain circumstances to excuse themselves altogether, and behold! Their financial prosperity suffered severely. And what they left their heirs was not a blessing for these, because it was “tainted money.” That money is accursed which has been kept or inherited by depriving the Lord and His Gospel. God have mercy on us all! May He teach us to know this sin, repent of it, receive forgiveness through Christ’s blood, and then withstand this damnable miserliness!

But are not Christians often poor because the fear of God does not permit them to take advantage of many financial opportunities through which the children of this world enrich themselves? Surely. The Holy Spirit indicates this when he says: “Better is the little that the righteous has than the abundance of many wicked” (Psalm 37:16). But in many cases, the poverty of Christians, or a small amount of earthly possessions, is due to the fact that they give so little for the kingdom of God. God speaks to His people through the prophet Malachi: “Bring the full tithe into the storehouse, that there may be food in My house. And thereby put Me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need” (Malachi 3:10). This is true not only of the Old Testament, but also of the New, as we see from Luke 6:38: “Give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.”

[By Them, the] Wrath of God Is Brought Down Upon the Individual and His Country.
Whoever seeks after small gifts draws down the wrath of God upon himself and the land in which he dwells. Read the first chapter of the prophecy of Haggai. The Jews had returned from the captivity and busied themselves gathering possessions and building homes for themselves. After they had taken care of themselves, they intended to build the house of the Lord. Through the prophet Haggai, the Lord shows them the impropriety of such action. “These people say the time has not yet come to rebuild the house of the LORD…. Is it time for you yourselves to dwell in your paneled houses, while this house lies in ruins?” [Haggai 1:2, 4]. And the prophet also shows plainly the punishment that should follow upon this sin. He says: “‘Consider your ways. … You looked for much, and behold, it came to little. … Because of My house that lies in ruins, while each of you busies himself with his own house. Therefore the heavens above you have withheld the dew, and the earth has withheld its produce. And I have called for a drought on the land and the hills’ “[Haggai 1:7, 9–11]. In the New Testament, God speaks of the same sin in terms no less sharp: “Do not be deceived: God is not mocked” [Galatians 6:7].

If we have drought and other plagues in the land, it is certainly a punishment upon the unbelieving world, which does not heed God’s Word and is ungrateful for bodily blessings. But we Christians, too, should examine ourselves at such times to see if we have not perhaps become an evil for our land through our ungratefulness and our miserliness toward the Gospel. The world is blind, but we Christians are wise. We know that all earthly goods come from God. We also know that through Christ, we have heaven and salvation. In addition, we know that God gives us bodily and spiritual possessions primarily for the purpose of serving the preaching of the Gospel. If we build our own houses and let the house of the Lord lie waste, then we must look upon drought and other plagues as a judgment of God, which begins first of all in the house of God, that is, in the Christians. It is high time, then, to repent, also to have public services of humiliation and prayer, and to give up seeking after small gifts for the Gospel. Luther carries this out in his foreword to the prophecy of Haggai, which he concludes with the words “God intends to share their food or they’ll not have any.” 6

[Because of Them,] God Will Withdraw the Gospel
Finally, whoever seeks after small gifts, instead of large ones, in giving for the preaching of the Gospel thereby induces God to withdraw the Gospel from him. That is the end, the greatest misfortune, that can come upon us. Luther’s complaints about Germany are well known. He states, time and again, that in his day, Germany had the Gospel as clear and pure as never before. But Germany’s attitude toward the Gospel was one of sleepiness and indolence. Only a few gave willingly in the interest of the Gospel. This sin God would punish by the withdrawal of the Gospel. He [Luther] writes: “They (the ungrateful ones) will lose both, the temporal and the spiritual. For upon this sin the heaviest punishments must necessarily follow, and I believe most certainly, that the congregations in Galatia, Corinth, etc. were brought to their ruin through true teachers” (St.L. 9:748). 7 Let this be said for our own warning. At the present time, we, too, have the Gospel as pure and unadulterated as the Christians in the days of the apostles. Let us then take heed to show ourselves truly thankful to God for it, also by giving willingly and bountifully for the Gospel, so that it may be preserved among us, and through us, be spread far and wide.

– Continued from On Christian Stewardship: The Gifts of the Christians 
By Francis Pieper
Translated by W. G. Polack

On Christian Stewardship: 3. The Danger of Small Gifts

II. The Danger of Small Gifts 

The small gifts have their great glory. The smallest gifts will be honored to the Last Day wherever there is still a Holy Bible. For the Bible tells us that the “mite” of the widow, who cast a farthing into the treasury, was a greater gift than all the gifts of the rich: “For they all contributed out of their abundance, but she out of her poverty has put in everything she had, all she had to live on” (Mark 12:41–44).

Under certain circumstances, then, the smallest gift has the highest value. But woe if the “mite” is abused by such as are not poor widows, but are rich in this world’s goods, to strive after the smallest gifts possible and then to quiet their conscience with the “widow’s mite.” Through the devil’s trickery, the widow’s mite is, in many cases, used for a cloak of avarice. Let us note the dangers that in so many instances are connected with the small gifts.

[They Are] Against the Will of God.
Seeking after small and few gifts is contrary to the will of God. The Holy Scriptures warn against giving sparingly and admonish to liberal giving, when we read: “The point is this: whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully” (2 Corinthians 9:6). And the apostle praises the congregations in Macedonia: “Their extreme poverty [has] overflowed in a wealth of generosity on their part” (2 Corinthians 8:2).

[They] Spoil the Quality of the Gifts.
Small gifts in many cases spoil the quality of the gifts; that is, the small gifts are evidence of the fact that one does not give to the Savior and that the giving is not done willingly. Of course, there are unimportant things in which small gifts are entirely in place. However, when the great things of the kingdom of God are directly concerned—the preaching of the Gospel, missions, institutions of the Church, etc., those very things for the performance of which the Christians are still in this world (Matthew 24:14)—if, in these instances, we strive after the smallest gifts possible, then the danger is very near that we do not think of our Savior at all in this connection, that we do not sacrifice to Him, but merely give mechanically in order to keep the appearance of giving.

If we think of the Savior who has given Himself wholly for us and now desires that we out of gratitude should place ourselves into the service of the preaching of the Gospel—if we think of this, it cannot be otherwise but that we will strive not to give as little as possible, but as much as we possibly can. Seeking after small gifts in this case does not show a willingness to serve Christ in the beauty of holiness, but rather the very opposite, unwillingness and miserliness. And so the small gifts become worthless before God.

Even among Christians, self-delusion very easily insinuates itself because of the miserly flesh that still clings to us. It happens that a Christians feels he could and should do more for the Gospel than he actually does. He feels that the amount of his gifts is not at all in proportion to his means and the importance of the cause. But he nevertheless clings to small gifts and inwardly torments himself, trying to substitute the lack of quantity with quality, persuading himself that he is giving his little gift “right heartily.” To say “Little, but from the heart” is fully justified under certain circumstances, as when a person really has only a little. It is then that we come near to the glory of the widow’s “mite.” But if conscience reminds us that, considering our means and the importance of the cause, we could and should give more, then the “little, but right heartily” may easily hide a self-delusion. All inward stressing of quality will be futile and will not make amends for any lack in quantity. Here one had rather think of another proverb: “Quality goes with quantity.” May we then watch carefully the amount of our gifts! The Lord will gift us judgment in all things.

[They] Are Dangerous in View of the Reward.
Seeking after small gifts has its grave danger if we consider the reward. God has set up a reward for all gifts presented to Him, a glorious reward, a reward of grace. And in this we see so plainly the great grace and goodness of our God. Gratis, without any merit of works on our part, solely for the sake of Christ’s perfect merit, God gives us heaven and bliss. “For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast” (Ephesians 2:8–9). God is truly gracious and kind beyond measure. If we serve Him without pay, that is, purely out of thankfulness for the grace shown us in Christ, then our service shall, nevertheless, not be “gratis,” inasmuch as He desires to crown all works done for Him with a glorious, eternal reward of grace.

In this light, the good works of the Christians become enormously valuable. Luther says they are worth more than the whole world. The world and everything in it will burn up on the Last Day; but the good works of the Christians will not burn up, but will follow them (Revelation 14:13). Therefore we should not seek after small but rather large gifts for Christ and His Gospel. The Holy Spirit reminds us of this when He says: “Whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully” (2 Corinthians 9:6). We, then, are wise stewards of the earthly goods given us by God only when we give back to God again with full hands. There are many fools in the world. The entire unbelieving world is foolish. But the biggest fools are the Christians if they, having means, seek after the smallest and fewest gifts possible.

[They Are a] Constant Offense to the Christian Himself.
With his seeking after small gifts, the Christian gives constant offense to himself. For he thereby brings himself to doubt his own state of grace and the truth of the Christian religion. According to Scripture, good works should be performed also for this purpose, that we may have in them an outward testimony of our faith. We have the Holy Spirit’s inward testimony of our adoption as sons of God through our faith in the Gospel, which the Holy Spirit creates and preserves in us.

But the Holy Spirit, dwelling in our hearts by faith, now also spurs us on to good works: “You are a child of God, for you love the brothers; you love God’s Word; His Church on earth is most important to you,” etc. As surely as the works of the Christians flow not out of the flesh, but out of the Spirit, so we have in our works the outward testimony of the Spirit to our state of grace. In this sense, Scripture speaks of sanctification and good works: “Therefore, brothers, be all the more diligent to make your calling and election sure” (2 Peter 1:10).

What do we do, then, if we are generally lax in sanctification and good works, and show a miserly spirit in giving for the Gospel? Through our seeking after small gifts, we are continually giving ourselves the testimony “Your Christianity is in a bad way.” Doubts regarding our state of grace are, in many cases, the result also of our miserliness in giving for the kingdom of God.

– Continued from On Christian Stewardship: The Gifts of the Christians 
By Francis Pieper
Translated by W. G. Polack